Insurance for Spring/Summer 2023 Domestic Students
Currently, SIUE does not mandate domestic students to provide proof of insurance for Spring/Summer 2023. However, beginning in Fall 2023, SIUE will require full-time students with at least one on-ground class to have health insurance. Learn more.
Despite your age and health, you never know when a serious injury or illness will strike. Insurance gives you the peace of mind that most of your medical bills will be covered in case something happens. SIUE has contracted with Academic Health Plans to offer an optional plan that is compliant with the Affordable Care Act (ACA). Plan details, cost and enrollment information can be found at My AHP Care.
Domestic Insurance FAQ
Do I have to enroll in SIUE’s student insurance?
I do not have health insurance. Does SIUE offer a student insurance plan?
Yes, SIUE has contracted with Academic Health Plans to offer an optional plan that is compliant with the Affordable Care Act (ACA). Plan details, cost and enrollment information can be found at My AHP Care.
Are there eligibility requirements for the voluntary purchase of medical insurance?
Yes, please review the details that are provided online during the process. These requirements are also available at My AHP Care. Please make sure you meet the eligibility requirements before purchasing the health insurance. Your eligibility will be verified. If you do not meet these requirements you will receive a refund.
I have always had health insurance coverage through my parents and that is no longer available to me. Can I enroll in your plan now even though it is not open enrollment?
Yes, your situation may be eligible as a Qualifying Event. You can find details at My AHP Care. and click on the “Enroll/Cost” tab.
I purchased the insurance but haven’t received my insurance card yet. When will I receive it?
United Healthcare only provides electronic cards. In order to view or print your card, you will need to create your account through the Care 26 system. You will receive an email from the Care 26 system with a link to confirm your email address and set your password in order to create your account. You will also receive a welcome email from United Healthcare after your enrollment has been processed.
I lost my insurance card. Can I get another one?
After creating an account at United Healthcare, you can view or print your ID card.
Will I need a new card for the spring semester?
Returning students will use the same card they used in the fall semester. Only new students will need to print a new card for the spring semester.
Will I be reimbursed for any labs or prescriptions that I received at Health Service?
You can submit a claim form, which is available online at United Healthcare. Lab claims will go towards your deductible. Once you have reached your deductible, you will be eligible for reimbursement for any labs submitted. Students are required to pay a copayment for any prescriptions. After you have paid the copayment, the insurance company will pick up the remaining amount for your prescription. See https://siue.myahpcare.com/benefits for additional details.
Is Vision Insurance included?
Vision insurance is available to purchase separately. Information is available at siue.myahpcare.com. On the right side of the page, click on Optional Vision Insurance – Apply Online. There are two plans available and you can choose the one that works best for you.
Is Dental Insurance included?
Dental insurance is available to purchase separately. Information is available at My AHP Care. On the right side of the page, click on “Cigna Dental (Enroll for DENTAL ONLY). Enter your coverage information. Uncheck the “Medical” box under Product Selection. Click on “Find the Plans” and choose the one that works best for you.
