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Human Resources
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Supplemental Long Term Disability Plan

(Underwritten by The Prudential Insurance Company of America)

Participant Advantages

  • Affordable Group Rates
  • Convenient payroll deduction
  • Benefits not subject to income tax when premiums are paid with employee after-tax dollars
  • Partial income replacement when you are unable to work due to sickness, injury or pregnancy
  • Assistance in returning to work through rehabilitation programs, worksite modifications, & benefits while working

Plan Features
  • Long term disability coverage of 66.67% of income up to a monthly maximum benefit of $12,000 with Social Security and SURS offsets
  • Benefits begin after the greater of 3 months of disability or the length of accumulated sick leave
  • Partial disability benefits with loss of earnings
  • 5 year own occupation definition of disability with 80% earnings test
  • Benefits paid to age 65 or Social Security normal retirement age
  • 2 year benefit for disabilities due to drug, alcohol or mental issues
  • Waiver of premium once you begin receiving benefits
  • Conversion privilege if you terminate employment
  • 3 month survivor benefit

For more details, download these electronic brochures:

Voluntary Supplemental Long Term Disability Plan

Long Term Disability Coverage


Downloadable Forms:

LONG TERM DISABILITY ENROLLMENT FORM

REVOCATION OF PAYROLL DEDUCTION - REVOCATION FORM