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Federal Direct Graduate PLUS Loans

Graduate PLUS loans are available for graduate students to help cover the Cost of Attendance. The maximum annual amount allowed for a Graduate PLUS loan is Cost of Attendance less other financial aid. Interest rate is a fixed rate of 5.84% and is charged from the time funds are disbursed to the time the loan is paid in full.

Eligibility for the Graduate PLUS loan is based on the following criteria:

  • Student submitted Free Application for Federal Student Aid available at (FAFSA)
  • Student must pass U.S. Department of Education credit check
  • Student must complete the Graduate PLUS Application, available at

NOTE: All first-time borrowers must complete a Master Promissory Note (MPN) and Grad PLUS entrance counseling which is available at

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